International Journal of Research in Finance and Management
  • Printed Journal
  • Indexed Journal
  • Refereed Journal
  • Peer Reviewed Journal
E-ISSN: 2617-5762|P-ISSN: 2617-5754

2024, Vol. 7, Issue 1

Savings and investment behaviour of working class people

Sutanu Bhattacharjee, Sonia Laskar and Dr. HR Laskar

The study aims to analyse the influences of demographic variables on the saving and investment patterns of working-class people, as well as their knowledge level towards financial and physical assets. The data for the study is collected through a well-structured questionnaire. The study revealed that most of the respondents prioritize acquiring physical assets as their primary savings and investment goal, with earning interest being the primary driving force. Respondents believe saving and investing are crucial for securing old age and also to focus on their children's education. The findings of the study suggest that financial institutions should focus on improving awareness among the public about different savings and investing avenues. It is important to educate individuals about the risks and returns associated with different investment options, especially for those who prefer short-term investments.
Pages : 394-400 | 77 Views | 40 Downloads


International Journal of Research in Finance and Management
How to cite this article:
Sutanu Bhattacharjee, Sonia Laskar, Dr. HR Laskar. Savings and investment behaviour of working class people. Int J Res Finance Manage 2024;7(1):394-400. DOI: 10.33545/26175754.2024.v7.i1d.321
Call for book chapter
close Journals List Click Here Other Journals Other Journals