2025, Vol. 8, Issue 1

It is very important to pay attention to the priority sector for the overall development of any country. The development of the priority sector in India depends on priority loan. This is the sector which is considered very important by the Government of India and RBI for the development of the basic needs of the country. But the development of these areas is going on It is not possible because the loan is not available to them from the bank on time.

The area of study has been taken to be 24 districts under the state of Jharkhand, under which it will be seen how the state of Jharkhand is cooperating for the development of priority sector lending in 24 districts of Jharkhand.

In the study, necessary steps are being taken from time to time by the state government for the development of priority areas of Jharkhand state, and Under Priority Sector Lending, adoption study has been done about agriculture loan, MSMEs, education loan, housing loan etc. and how much loan the bank has given to the priority sector in 24 districts of Jharkhand state and the district wise annual credit plan achievement has also been shown.