2025, Vol. 8, Issue 1

author(s)
Indhu Krishnan A, Jayasurya S, Joshua J and Niranjana K

abstract
Despite living in a digital transformation era, managing personal finance is still a tough nut for many people to crack. We describe an AI-based personal finance assistant, which is a web approach that automates and simplifies financial management tasks. With real-time budget tracking, intelligent expense monitoring, and personalized financial recommendations, the system legs customers achieve financial stability and independence. Deployed using Flask for the backend, and SQL Alchemy for interacting with the database, all front end code was written using HTML, CSS and jQuery to provide for a seamless user experience. Important features include budget creation, real-time notifications, savings goal tracking, and data visualizations. Examples include suggestions based on insights that businesses learn from AI, track behaviour patterns and ultimately process the deal with additional recommendations to further improve efficiency, making it a new-age toolbox of sorts for financial management for users on the go.